SAR / STR Filing

File Suspicious Activity Reports (UK) and Suspicious Transaction Reports (other jurisdictions) directly from FLD with AI-assisted narratives and multi-jurisdiction export.

Supported jurisdictions

  • UK NCA — National Crime Agency SAR format
  • US FinCEN — Financial Crimes Enforcement Network SAR/CTR
  • goAML — UN Office on Drugs and Crime goAML XML format

SAR lifecycle

  1. Draft — SAR created and being written
  2. Under Review — submitted for MLRO review
  3. Approved — approved by MLRO
  4. Filed — submitted to regulator
  5. Rejected — returned for revision

AI narrative generation

When creating a SAR, click Generate Narrative. FLD uses Google Gemini to draft a complete narrative based on:

  • Entity details and risk profile
  • Transaction records attached to the SAR
  • Screening results and adverse media findings
  • Investigation notes from alerts

Always review and edit the generated narrative before submission.

SLA tracking

Configure SLA timers per jurisdiction in SAR Dashboard → SLA Settings. The dashboard highlights SARs approaching their deadline. Automated escalation emails are sent when SLAs are at risk.

Exporting a SAR

Export in the correct format for each jurisdiction:

POST /api/v1/compliance/sar/{id}/export?format=goaml_xml
POST /api/v1/compliance/sar/{id}/export?format=fincen_xml  
POST /api/v1/compliance/sar/{id}/export?format=pdf